How Much Money Do You Need to Start Option Trading in India? (2025 Guide)

 Many beginners ask:

"Can I start option trading with ₹1,000? Or do I need ₹1 lakh?"


Let’s break down exactly how much capital you need to begin option trading in India in 2025 — with real examples.


🔹 1. Minimum Capital Required – Buying Options

If you're just buying options (Call or Put), you don’t need full margin — just the premium × lot size.


Example (Nifty):


Lot Size: 50


Premium: ₹40


Capital Needed: ₹40 × 50 = ₹2,000


✅ You can start buying options with ₹2,000 to ₹5,000


🔹 2. Capital for Selling Options (Writing)

Selling options (calls or puts) requires higher margin — around ₹1–1.5 lakhs per lot (as of 2025), depending on:


Strike price


Volatility


Margin benefit (with hedging)


✅ With proper hedge, margin can reduce to ₹20,000–₹50,000 per trade.


🔹 3. Trading Bank Nifty – Cost Example

Bank Nifty Lot Size = 15


Premium = ₹120


Buy 1 lot = ₹120 × 15 = ₹1,800


Sell 1 lot (with hedge) = ~₹35,000–₹45,000


🔹 4. Other Costs to Consider

Type Approximate ₹

Brokerage ₹20/order (Zerodha/Upstox)

STT + GST ₹10–₹30/trade

Internet + App ₹0 (basic), ₹500/month (advanced tools)


🔹 5. Ideal Capital for Beginners (2025)

Style Ideal Starting Capital

Buy-only ₹5,000–₹10,000

Option selling (hedged) ₹25,000–₹50,000

Scalping (Bank Nifty) ₹10,000+

Monthly Income Trading ₹1L+


📌 Conclusion:

You don’t need ₹1 lakh to begin — but starting small with proper strategy and discipline is key.


Start with what you can afford to lose, and grow gradually.


👉 Keep following Finfo Traders for low-risk strategies, tools, and real-world examples.



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